Claiming and Coverage Limits
- Even if you have Medevac cover or some other global response, be aware that sometimes conditions on the ground could prevent it from being put into action.
- If you have Medevac cover, check where this will take you and make sure you have a policy that will get you all the way home, not just an immediate ‘evacuation.’
- If you are covered for disability/injury, check how the insurers will calculate the amount to be paid out to you and when those payments will commence. It is likely you will need the money quickly, so ensure there won’t be any delay.
- Even when you have all your cover in place, ask your provider exactly what you will need to show to make a successful claim and how quickly you have to inform them of an incident to minimise the risk of them trying to avoid paying out.